XM does not charge any fees for opening Demo or Live Trading Accounts.

You can open unlimited number of Demo accounts, and up to 10 Live Trading Accounts with XM with Free of Charge.

XM also does not charge any for “Funding”(fund deposit).

Dormant Fees

Although, you can technically have your Live Trading Accounts for Free, you will be charged 5 USD every month in case you don’t use the account for 90 calendar days.

Any live accounts shall be deemed as dormant from the last day of the ninety (90) calendar days during which there has been no activity (trading/withdrawals/deposits) in the account.

Dormant Fee is 5 USD, and can be charged every month, until there is no account balance in the account.

XM Official Website