Question: What happens if the deposit currency and account currency are different?
You can deposit in other currencies than the one of your account currency.
You just need to make sure that the currency is accepted for the deposit method first.
XM will convert the currency to another according to your account base currency and there is no fees charged for this.
*Please note that the exchange rate(spread) in this case, is not the rate in MT4 or MT5. The rate will be decided by the banks which XM uses for the transaction.
In case, you like to know the daily exchange rate, you may contact XM team via livechat window before making a deposit.
XM offers a number of deposit methods and base currencies for MT4/MT5 accounts. You may want to make sure that you are taking the advantage of these options to minimize unnecessarily costs.