On XM’s MT4/MT5, all Swap rates are calculated automatically at 00:00 trading server time.
The swap charge is calculated with the below formula.
Current long/short rate * number of lots = swap debit/credit in second currency
Depending on the Swap Points, you may be charged or credited by the swap charges.
Checking Swap Points
If you like to find out the Swap Points, please check the latest data on your MetaTrader4/5 of XM.
After logging into your MT4/MT5 trading account, right click in the “Market Watch” and then select “Symbols”.
Then select a symbol in the list and click on “Properties”.
You can see all information of the trading symbol, also the swap rates for both Long and Short positions.
You can also use XM’s calculator in the Official Website.