August 11, 2020

Question:How to deposit and withdraw funds on FXCM's accounts?

FXCM - What's now?

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 70.00% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.


There are various methods to make a deposit and withdrawal of funds to/from FXCM’s trading accounts.

The available funding methods include bank wire transfer, credit/debit cards and online wallets (e-wallets).

In this article, we explain more details about the 2 most popular funding methods, bank wire transfer and credit/debit card.

Fund Deposit to FXCM with Credit or Debit Cards

To make a deposit to FXCM’s trading accounts, you only need to log in to FXCM Official Website, and follow in-screen instructions.

The minimum deposit amount is 50 of the account base currency.

The maximum deposit amount is 10,000 of the account base currency within one calendar month.

Please note that the account minimum for any new account is 5,000.

Within minutes of making a deposit, an email containing your transaction information will be sent to the email address as indicated on the online deposit form.

Card deposits will appear on your card issuer’s statement as a “purchase.”

There is no cost involved to fund deposit via credit and debit card.

All credit or debit card transactions are automatically converted to the base currency of your FXCM trading account.

You may incur additional fees charged by your Debit/Credit card issuer for currency conversion.

Go to FXCM Official Website

Card payments that are not accepted

If your card transaction was declined, the transaction should be lifted from your account normally within a few business days.

Deposits received from an account in a different name and/or held by someone other than the trading account holder constitutes a third party deposit.

This also applies to corporate funds received for an individual account and similar scenarios.

Third Party deposits violate FXCM’s Anti-Money Laundering policies and as such FXCM cannot accept any payments via a third party.

Should third party funds be received, FXCM may ask for supporting documentation such as a Wire Confirmation and/or Bank statement in order to prove ownership.

FXCM can neither guarantee the receipt nor the return of such payments.

Please also do not send funds using a Prepaid or Gift Card. The origin of funds using gift cards or prepaid cards cannot be verified and therefore are not accepted. Deposits received in this manner will be returned to the originating card.

Visit FXCM Official Website

How to withdraw funds from FXCM with Credit or Debit Cards

To withdraw funds from your FXCM’s trading account, please send a request from the client portal.

Accounts funded via debit or credit card may be subjected to receiving withdrawals via the same debit or credit card.

Please note that the card used for funding will typically be the same card used to return fund to when a withdrawal is requested.

Please contact FXCM immediately if the card used to fund is closed or if a different card number is re-issued.

When requesting a withdrawal to a card, please consider if that card is closed or has been re-issued, if so, please choose an alternative method of withdrawal.

Returning funds to closed account can cause a significant delay in receiving funds, and FXCM cannot guarantee a time frame in which funds will be received if the refund is initiated to a closed account.

Go to FXCM Official Website

How deposit funds to FXCM via bank wire transfer

To make a fund deposit via bank wire transfer to FXCM, please log in to FXCM Official Website and see latest the bank wire instructions.

Domestic wires take anywhere from one to two business days to arrive.

International wires arrive in three to five business days.

Wire transfers will be deposited into your trading account generally within one business day after receipt at their bank.

FXCM may neither make nor receive any payment via a third party. FXCM can neither guarantee the receipt nor the return of such payments.

In case, the fund you send and the base currency of your account are different, the bank will automatically convert the deposit to the denomination of the account funds are sent to at an exchange rate specified by them, which will not necessarily be favorable.

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