How to make a deposit to eToro?

Funding your account is quick and simple.

There are various payment methods at your disposal.

Simply choose whichever method you prefer and follow the steps below to make a successful deposit:

1. Log in to your account from the Official Website
2. Click on “Deposit Funds”
3. Enter the amount and select the currency
4. Finally, select your preferred deposit method

eToro Official Website

The required minimum deposit amount by eToro

Depending on your region and country regulations, the minimum first-time deposit varies from $200 to $10,000.

To view your required minimum deposit, simply click “Deposit Funds” and the minimum required amount will appear in the “Select Amount” box.

Please note that unverified accounts are limited to a total deposit amount of $2,250.

In order to upgrade your account to Verified status, please contact Customer Service.

All eToro trading accounts are in USD.

Therefore, when depositing with a different currency, the deposited amount will be converted at the current market rate.

Please note that this is subject to a conversion fee.

Their fee schedule is available in the Official Website.

Find out more about Deposit in eToro Official Website

How to make a deposit to eToro by card?

To make a deposit using a credit / debit card, click on the “Credit Card” option from the drop-down menu and enter the following information:

1. Card number
2. Date of Expiry
3. CVV code (the 3 digits you see on the back of your credit / debit card)

In a few minutes, the funds should be credited to your account.

If for any reason your request is not approved, you will receive an email notification.

The transaction will display the text “eToro (Europe) Ltd.” on your payment provider’s financial statement.

Depositing money into your account is a totally secure and private process.

All transactions are communicated using Secure Sockets Layer (SSL) technology, ensuring that your personal information is safe.

Make a deposit to eToro with credit/debit card

How to make a deposit to eToro by Bank Transfer?

To make a deposit by bank transfer, click on the “Bank Transfer” option in the drop-down menu:

1. Choose the currency and the amount and click “Continue”. Different information will be offered for different currencies, so be sure to select the correct currency.
2. Print the bank transfer details that appear on the screen.
3. Go to your bank (or log in to your bank’s web service *) and forward your bank transfer.
4. Enter your username and the transaction reference number in the Payment details field.
5. Your bank will issue a SWIFT document of your transfer.
6. Once the funds are transferred, upload a scanned copy of the SWIFT * document at https://www.etoro.com/en/customer-service/help/.

For online transfers, take a screenshot of the online confirmation

Note: Deposits by bank transfer can take 4-7 business days.

The transfer will be credited to your eToro investment account when it has been confirmed by eToro’s bank.

The exchange rate (if applicable) will be calculated on the day the deposit was processed to your account.

The transaction will display the text “eToro (Europe) Ltd.” on your payment provider’s financial statement.

Make a deposit to eToro via wire transfer

How to make a deposit to eToro via eWallet?

Click on your preferred payment method in the drop-down menu, enter the amount you wish to deposit, click “Continue” and follow these steps:

1. You will be redirected to a new page to log into your e-wallet app account.
2. Enter the required login details.
3. Review the transaction.
4. When you have verified the details, click on “Pay”.
5. In a few minutes, your investment account should receive a credit. If for any reason your request is not approved, you will receive an email notification.

Please note that it can take up to seven business days to process this type of deposit.

The transaction will display the text “eToro (Europe) Ltd.” on your payment provider’s financial statement.

MAke a deposit to eToro via eWallet

How to make a deposit to eToro via Giropay (Sofortüberweisung)?

Giropay – Sofortüberweisung allows easy payments in real-time directly from your online bank.

To use this service, you will need your account number, BSB or BLZ (Branch Code), PIN (Personal Identification Number), and TAN (Transaction Authorization Number).

To make a deposit using Sofortüberweisung, select the option “Sofortüberweisung” from the Cashier and enter the amount you wish to deposit.

You will then be redirected to a secure payments page, where you will need to enter your name and account number, your online password, and a TAN to confirm payment.

When you have confirmed the transaction, you will be redirected back to the Cashier, where you will receive a notification of the result of the transaction.

In a few minutes, the funds should be credited to your investment account.

If for any reason your request is not approved, you will receive an email notification.

The transaction will display the text “eToro (Europe) Ltd.” on your payment provider’s financial statement.

Make a Deposit to eToro via Giropay

How to make a deposit to eToro via Rapid Transfer?

Rapid Transfer is an instant online payment method currently supported by over 170 banks. You can complete your deposits in a few minutes using your online bank login credentials.

Available countries: Austria, Belgium, Bulgaria, Denmark, Estonia, Finland, France, Germany, Hungary, Italy, Latvia, the Netherlands, Norway, Poland, Portugal, Spain, Sweden, and the United Kingdom

Available currencies: EUR, GBP and USD

One-time maximum deposit: $ 5,500

Here is how to make the deposit via Rapid Transfer:

1. Enter the deposit amount.
2. Choose Rapid Transfer and click “Send”.
3. Select your local bank.
4. When you are redirected to your bank, enter your bank login credentials.
5. Authorize payment directly through your online bank account

MAke a deposit to eToro via Rapid Transfer

How to make a deposit to eToro via Trustly?

A bank transfer through Trustly allows customers to make bank payments easily, quickly and safely.

The payment is executed immediately and no other additional registration is necessary.

Available in the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, Germany, Latvia, Lithuania, Netherlands, Norway, Poland, Slovakia, Spain, Sweden and the United Kingdom.

Available in the following currencies: EUR and GBP

One-time maximum deposit: $ 40,000

Here is how to make the deposit via Trustly:

1. Enter the deposit amount.
2. Choose “online banking” and click “Submit”.
3. Choose your bank.
4. Enter your bank credentials.
5. Authorize payment directly through your online bank account.

Make a deposit to eToro via Trustly

Third-Party Payment isn’t accepted

eToro does not allow payments through third parties.

A third-party payment consists of making a deposit using a payment method that is not in the name of the eToro account holder.

As stated in eToro’s terms and conditions, the investment account holder must be the owner of the funds.

Therefore, it is not possible to make a deposit using someone else’s payment method.

However, if you want to use your spouse’s form of payment, eToro can set up a joint account for you.

This must be configured BEFORE making the deposit with the third-party payment method.

This means that both parties will be able to access the account to deposit/withdraw funds; however, only the account holder will be allowed to invest.

You will be asked to provide identification documents and proof of your relationship (such as a copy of your marriage/birth certificate), as well as eToro’s completed joint account form.

If you use a third-party payment method without a joint account, your account will be restricted until the third party’s funds can be refunded.

Please note that your account could be closed if eToro is unable to refund the full amount.

Go to eToro Official Website

Making a deposit from a corporate (company) account

Please note that using any corporate payment method to make a deposit to an eToro investment account is against eToro’s terms and conditions.

However, eToro can offer you the option of opening a corporate investment account.

Depending on whether your business consists of a sole proprietor, a partnership, or a corporation, certain documentation will be required to open such a corporate investment account.

If you have a PayPal account that is not linked to any real business and you want to continue using it to make deposits, please switch to a Premium or Personal account via PayPal.

Open eToro’s Account for Free

How to withdraw funds from eToro?

Do you want to withdraw funds from your account? No problem! Clients can withdraw funds from their eToro account at any time.

Funds can be withdrawn up to the value of your eToro account balance, minus the amount of margin used.

The funds are withdrawn using the same method and sent to the same account that was used to make the deposit.

Payment will be made in the following order of priority:

• Credit card
• PayPal
• Wire transfer

Please note that you will be asked to provide an alternate payment method in the event that eToro is unable to return funds to you based on the original deposit method.

eToro processes withdrawal requests within one (1) business day, as long as eToro is all the necessary information.

The estimated time it will take to receive your payment will depend on the payment method used.

When the processing of your withdrawal request is complete, you will receive a confirmation email with the details of the payment method used to send your funds.

Additionally, you can click here to view the current status of your withdrawal request in your eToro account dashboard.

Log in to eToro’s Client Portal

Requirement for fund withdrawals from eToro

The necessary conditions to open a withdrawal request are:

• The minimum withdrawal amount is 30 USD.
• Must have withdrawable funds available.
• Your account must be verified, which means you have a green checkmark on your profile (if you have not verified your account yet, please contact eToro and upload the required documents).

Your personal information, payment details and accompanying documentation are protected by eToro’s strict information security policy.

eToro’s rigorous guidelines help safeguard your personal information and meet the highest security demands of an end-user of financial services.

Go to eToro Official Website

Cost of fund withdrawals from eToro

Withdrawal requests are subject to a withdrawal processing fee. You will be able to see the withdrawal commission that will be charged to you at the Cashier once the withdrawal amount has been entered; At this point, you can still cancel the request.

Withdrawals requested in currencies other than USD are subject to conversion fees.

Please note that the payment provider involved in the transfer (intermediary bank, recipient bank or your credit card provider) may charge you.

To cancel your withdrawal request, please follow the steps below:

1. Access your withdrawal request here, or go to your investment account and click on the “Withdraw funds” tab.
2. A pop-up message will appear. Use the ” Click here ” link to view your withdrawal history.
3. Click the “Void” button next to the withdrawal request. Please note that if the status of your transaction is “In Progress”, you will no longer be able to cancel the request.
4. Confirm that you want to cancel the request.
5. All funds, including withdrawal fees, will be immediately returned to your account balance.

Open eToro’s Account

What should you do if the funds do not appear in your account?

Click here to view the current status of your withdrawal request in your eToro account dashboard.

Alternatively, you can check the email you have received regarding the processing of your withdrawal, which will indicate the payment method used to send you the funds and the date.

Please note that from the moment eToro processes your withdrawal, it may take up to 8 business days for the funds to appear in your account.

If you have done all of the above and the funds are still not reaching your account, please contact them.

eToro will ask you to provide eToro with a form of payment statement showing incoming and outgoing transactions from the date the withdrawal was processed to the date you contacted us.

Make sure that eToro can see your name, the dates of the transactions and the details of the payment method.

Contact eToro Support Team

Fees and Commissions of eToro’s Copy Trading Service

Opening an account on eToro is free! No management or incident opening fee is charged and investment in shares is completely exempt from commissions.

Withdrawals incur a low fee of $ 5 and there are no set-up fees either.

Open a free account

Use professional tools and the wisdom of the masses.

0% commission on shares

No margins, incident commissions or stamp duty.

No management fees

Absolutely. Even when copying other investors and investing in portfolios.

You can join eToro for free and any registered user will be able to use a virtual account with $ 100,000 to practice.

However, as with all online platforms, eToro charges various spreads and fees for some trades and withdrawals.

Go to eToro Official Website

Commissions charged overnight and on weekends

CFD positions that remain open overnight incur a small commission related to the value of the position.

This is basically an interest payment that covers the cost of the leverage that you use overnight.

Weekend commissions are overnight commissions charged for keeping positions open over the weekend.

Therefore, a weekend commission is triple that of a night commission.

Weekend commissions are charged on Wednesdays or Fridays, depending on each asset.

Position renewal fees (overnight / weekend) change from time to time based on global market conditions.

When this happens, eToro implements the changes.

Know that commission changes always apply to open positions.

We encourage you to stay informed about current position renewal refunds/fees by visiting eToro’s rates page.

Please note that rates may change without prior notice.

Overnight commissions are charged nightly between Monday and Friday at 17:00 EST for open CFD positions.

The weekend commission (x3) is charged on Fridays for most stocks and CFDs on stocks, ETFs, and indices, and on Wednesdays for most cryptocurrencies, commodities, and currencies.

Overnight oil and natural gas commissions are charged on Fridays.

Nightly commissions for cryptocurrencies are not charged on Saturdays and Sundays.

LIBOR is the reference rate most used by international banks when granting short-term loans to each other.

LIBOR stands for London Interbank Offered Rate.

A total of 35 different LIBOR rates are published each day, ranging from one-day to 12-month maturities, and are calculated in five different currencies.

eToro uses the one-month LIBOR rate to calculate the overnight fees for the shares.

Use eToro’s Online Calculator

Fees charged for currency conversions

eToro operates primarily in the USD currency.

Therefore, whenever a deposit or withdrawal of funds is made in a different currency, it has to be converted to USD.

For a detailed explanation of the various conversion fees, see the Other Fees tab.

Cost of Trading (Spread)

As soon as a new trade is opened, you will see that there is a “loss” in the position, this is due to the spread.

However, the final calculation of the spread is made when the position is closed and is adjusted at that precise moment according to the closing price.

The bid and ask prices are equivalent to the BUY and SELL prices on eToro.

When a position is long (BUY), the asking price is applied. When a position is short (SELL), the price offered is applied.

On your portfolio page, in the History tab, you can see the commissions paid on each operation, as well as the commissions accumulated in different periods.

Go to eToro Official Website