Segregated accounts for investors

Yes, depositing money into your account is absolutely safe, private, and secure.

All transactions are communicated using Secure Socket Layer (SSL) technology, ensuring that your personal information is kept safe.

Is is safe to deposit funds to eToro ssl

eToro keeps the clients’ funds in a segregated account, such that the clients’ funds will be separated from their own assets.

Such separation of accounts is being supervised both internally and externally.

eToro operates only with reputable payment institutions and payment providers such as Barclays Bank, Coutts and other first-tier banks.

eToro Official Website

eToro investment insurance up to 1 million Euro

eToro offers its clients free insurance underwritten with Lloyd’s, a London-based company, one of the world’s leading providers of specialty insurance, offering coverage up to EUR 1 million, GBP or AUD (depending on the region). Insurance is automatically offered to all eToro clients, no registration required.

The insurance covers claims from eligible clients (of eToro (Europe) Ltd., eToro (UK) Ltd. and eToro AUS Capital Pty Ltd.) who suffer losses in the unlikely event of eToro’s insolvency and in the event of malicious conduct (as set forth defined in the applicable policy).

The insurance covers (i) up to one million EUR, GBP or AUD (depending on the regulated entity), (ii) up to the total limit subscribed by eToro; and (iii) subject to a franchise amount (as defined in the applicable policy).

The insurance covers cash, all positions through CFDs and securities. Please note that investing in crypto assets (not through CFDs) is not covered by this insurance (as defined in the applicable policy).

Find out more about eToro’s Insurance

Three layers of protection by eToro

In the unlikely event of eToro insolvency, eToro clients have three layers of protection.

The assigned liquidator
In the event of insolvency, the assigned liquidator will manage the assets and the distribution of the eToro money among its clients, if applicable.
Regulatory protection
For clients governed by FCA or CySEC regulations , certain regimes apply (FSCS and ICF, respectively), which compensate clients in the event of insolvency and insufficient funds of clients. FSCS (FCA) offers coverage up to GBP 85,000; while ICS (CySEC) offers coverage of up to 20,000 EUR.
Private Insurance
Underwritten with London-based Lloyd’s, this investment insurance policy covers losses incurred due to bad debt, subject to a franchise amount and up to GBP / EUR / AUD 1 million per client, as described above.

Open eToro’s Live Account

Frequently Asked Questions about eToro’s Insurance

What products does the insurance policy cover?
The insurance covers cash, all positions through CFDs and securities. Please note that positions in crypto assets (not through CFDs) are not covered by the insurance policy.
What does this really mean?
Each eligible customer of eToro (Europe) Ltd., eToro (UK) Ltd. and eToro AUS Capital Pty Ltd. can claim the insurance, subject to a franchise amount and the total limit subscribed by eToro, in accordance with the policy and the Applicable customer statement.
Is eToro insurance available to all of your clients?
Yes. The insurance covers all clients of eToro (Europe) Ltd., eToro (UK) Ltd., and eToro AUS Capital Pty Ltd. in the event of insolvency, in accordance with the policy and the client’s declaration, as applicable.
Do you have an expiration date?
The insurance offer may be withdrawn at our sole discretion at any future time.
When will the insurance be activated?
Insurance could be activated in the unlikely event of eToro’s insolvency.
How does eToro keep my money?
To safeguard your funds, eToro keeps them in a completely separate account at a top-tier bank.

eToro also offers additional services, such as:

Your funds are kept in a separate account:
EToro’s top priority is keeping its clients, and their funds, safe and secure. For this reason, every cent deposited by a customer is kept in a separate account. This means that even in the very unlikely event of eToro’s insolvency, your funds will be safe.
Demo account with $ 100,000 FREE:
Explore the simplicity and ease of use of the eToro platform with a FREE $ 100,000 demo account. Open and close deals, build your virtual portfolio with commission-free stocks , cryptocurrencies, and other asset classes, and hone your short-term and long-term investing skills.

Contact eToro Support Team

3rd party payment is prohibited

eToro does not allow third-party payments.

A third-party payment is a deposit made using a payment method that is not in the same name as the owner of the eToro account.

As stated in their terms and conditions, the owner of the trading account should be the owner of the funds.

Therefore, there is no option to make a deposit using someone else’s payment method.

However, if you wish to use a method of payment belonging to your spouse or another first-degree family member, they can set up a joint account for you.

This must be set up PRIOR to depositing with the 3rd party payment method.

This means that both parties will be allowed access to deposit/withdraw funds, however, only the account owner will be permitted to trade.

You will be asked to provide identification documents, proof of your relation (such as marriage certificate/ birth certificate), as well as to complete the joint account form.

If you do use a third-party payment method without a joint account, your account will be limited until the third-party funds can be refunded.

Please note that your account might be closed if they are not able to refund the full amount.

For more information, please contact support team from the Official Website.

Log in to eToro Client Portal

eToro’s Responsible investment policy

When it comes to investing through eToro or using its social trading features, we encourage responsible behavior among all of our users. Our “responsible investment policy” calls on investors to protect themselves from making emotional decisions that can lead to unnecessary losses.

Novice investors, in particular, tend to rely more on “hunches” because they don’t always have much financial investing experience to make rational and well-informed decisions.

To help investors avoid making rash investment decisions, eToro, in accordance with local financial regulators, recommends the following:

Maximum leverage according to the following list:

  • 30: 1 for featured currency pairs;
  • 20: 1 for not-so-prominent currency pairs, gold, and major indices;
  • 10: 1 for commodities with the exception of gold and less prominent equity indices;
  • 5: 1 for individual stocks and other benchmarks;
  • 2: 1 for cryptocurrencies;
Do not allocate more than 20% of your capital to a single operation.

Do not allocate more than 40% of your total balance to copy to a single investor.

The key drivers of smart investing are low leverage and a diversified portfolio, as the portfolios of top investors on eToro attest.

Go to eToro Official Website

How to be a responsible investor?

Here are some tips to be a more responsible investor:

  1. Only invest in what you know – don’t follow bullish clues or hunches. If you want to invest in a certain asset, first familiarize yourself with its history and trends.
  2. Look at your risk rating – Your own risk rating is a great way to know if you are a responsible investor. It is recommended to maintain a risk rating of 3 or less on eToro.
  3. Adjust your portfolio: Diversify your portfolio with assets of various classes. If you do not want to monitor your portfolio frequently, opt for instruments with less involvement, such as CopyPortfolios ™ or our CopyTrader ™ system.
  4. Copy Other Responsible Investors – When copying another investor, look first at their risk rating, track record, and the diversity of their portfolio.

How to be a responsible investor with eToro

Investors of all levels can get overly carried away by their emotions when it comes to investing. This is a mistake because fear, greed and excitement can help make a bad decision. Always follow an investment plan, and stick with it no matter what. When creating your investment plan, incorporate the advice from the previous section and pay particular attention to:

  • Maximum leverage
  • Portfolio diversity
  • Risk classifications and profiles of other investors

If you have any questions regarding responsible investing, please contact eToro’s customer service center at a convenient time.

Open eToro’s Account for Free

Avoid scams. Follow these tips from eToro.

Despite all our efforts to avoid them, there will still be people who perceive eToro as a site where fraud occurs. To help you locate the fake sites, we have put together a comprehensive guide to help you avoid fraud in the cryptocurrency and currency markets. Here are several things to consider when investing:

eToro is regulated
Not all platforms are. Regulations have been put in place to protect investors, so you should only invest through regulated platforms. eToro is compliant with FCA, CySEC and ASIC regulations.
eToro is a secure platform
Always look for security signs in your browser before investing. At eToro, client funds are kept securely at top-tier banks, and all personal information is protected with SSL encryption.
eToro offers ongoing support
The support team is available 24 hours a day, which means that eToro customers will always have someone to turn to if they have a problem or need help.
eToro has real users
eToro encourages its users to display their real name and photo to ensure transparency. Additionally, clients who send funds to us are subject to a strict verification process to ensure that they truly are who they say they are.
Technology and design
If the platform seems too complex to use, it is probably not the right one for you. EToro’s straightforward interface offers some of the world’s leading financial-tech instruments, online learning courses, an innovative mobile app, a daily newsletter, and much more. A scammer would never offer any of these benefits to their users.
eToro is often featured in newspaper articles
Fraud is usually reported. Search the internet to see if you find any reports from credible sources regarding a particular platform. Top-tier publications such as CNBC, TechCrunch, and The Telegraph have reported on eToro’s success in the financial-tech industry.
eToro informs its clients of the risks
Any type of investment, whether through a traditional brokerage or through a contract for difference (CFD), carries risk. eToro encourages its clients to adopt safety measures and offers them various tools to reduce risk while encouraging responsible investment.
Investing is not gambling
Although unforeseen events can always arise that can cause an unexpected change in the price of an asset, and cause losses, responsible investors are well informed and diversify their portfolios to reduce risk.
Why do some say that we are a fraud?
Regulated investment platforms cannot be a fraud, as they are subject to strict supervision. Investing is risky, and those who may have lost money investing online are quick to blame the platform as “a fraud.” That is one of the reasons why eToro offers risk management tools and allows you to withdraw your funds at any time.
1

XMXM

4.9 rating based on 1,166 ratings
4.9/5 1166
2

DerivDeriv

4.9 rating based on 143 ratings
4.9/5 143
3

LQDFXLQDFX

3.5 rating based on 93 ratings
3.5/5 93
4

FBSFBS

3.6 rating based on 99 ratings
3.6/5 99
5

FXTMFXTM

3.9 rating based on 43 ratings
3.9/5 43
1

PrimeBitPrimeBit

3.9 rating based on 7,130 ratings
3.9/5 7130
2

BinanceBinance

4.3 rating based on 7,662 ratings
4.3/5 7662
3

bybitbybit

4.2 rating based on 3,323 ratings
4.2/5 3323
4

XBTFXXBTFX

1.9 rating based on 4,447 ratings
1.9/5 4447
5

WisebitcoinWisebitcoin

3.3 rating based on 4,701 ratings
3.3/5 4701