Question: My XM card's balance is negative/minus. Is this going to be adjusted to zero?
No, there is no negative balance protection for XM card, so you need to cover the negative balance in XM card.
If you keep the negative/minus balance for 3 months, your card will deactivated.
The XM card will re-activated once you deposit money in it.
XM card is not available for residents of certain countries.
For more information, please visit XM’s official website.
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