The swap(over night charge) is charged/credited every weekday at 00:00 in server time(GMT+2).
It is tripled on Wednesday, as the swaps calculated on previous Saturday and Sunday will be charged on Wednesday.
Please note that the swap charges may not necessarily happen exactly at 00:00, but may take a few minutes.
You can find out the swap points in MT4 platform.
1. Right click in “Market Watch”, and select “Symbols”
2. Select a symbol and click “Properties”
3. View the swap information
Swap points change at anytime depending on the market conditions.
For more information about conditions and Swap Point Calculation, please refer to XM’s Official Website.