Fortunately, XM supports NBP(Negative Balance Protection) system.
This means that if you made a huge loss and account balance goes negative/minus, XM will reset the balance to zero.
XM will cover all the exceeded losses, so you will not lose more than you deposit.
Trading with XM is:
Unlimited Profit and Limited Loss
Although this condition is offered for all traders with any account types, you cannot forget the risks involved during trading.
XM triggers ‘Stop Out’ (or so called ‘Liquidation’) at 20% of margin level.
That is the level where all of your open positions will be closed automatically in order to avoid any further losses.
You may not lose more than you deposit, but you could lose all of your funds in a moment if you don’t focus on risk management.