Question: Could I get into debt if I trade Forex & CFD trading with XM?
We can not assure that you will not make a debt by investing, but XM will assure that you will not lose money more than you deposit.
If the account balance goes minus/negative, XM will cover the exceed losses and reset the balance to zero.
This system is called NBP(Negative Balance Protection) and this will make profits unlimited but losses limited on trades.
You should not invest more than you can afford to lose. You can lose all of your invested funds in a moment by investing in Forex and CFDs.