XM is a member of ICF(Investor Compensation Fund).
The ICF is the compensation fund for customers of authorized financial services firms.
If the Company for any reason ceases to operate, it is able to pay compensation to its customers.
The actual level of compensation you receive will depend on the basis of your claim however the maximum amount is 20k.
XM traders’ funds are also deposited in segregated accounts and the broker won’t use the fund for its own operation but only for traders’ margin.