July 17, 2017

Question:What is the procedure of loan with Perfect Money? How transactions can be approved?


The deal between a borrower and a lender can be made instantly or upon the lender’s approval.

The manner in which the deal will be made is determined by the lender when his/her offer is formed.

  1. If the lender’s status is set to “Automatic“, this means that he/she agrees to transfer the money to the borrower’s account immediately after the borrower agrees to this loan.
  2. If the status is set to “Manual“, this means that as soon as the borrower approves the terms of he loan, the lender receives a notification.

If the lender agrees to lend money to the particular agent who has already approved the deal, then this deal can be made. The lender has a right to reject the borrower if, for example, the lender is not satisfied by the borrower’s TS (trust score).

The deal is considered completed only if the money has been transferred from the Credit Exchange account to the account of the borrower. The borrower is obligated to repay the loan to the lender’s account on time or return the money borrowed ahead of schedule.

*If you wish to cancel your request and return your money, go to “My request” section and click “Cancel” next to your request. The money will be instantly returned to your account but a 0.5% commission will be deducted.

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